The Directorate of Research and Postgraduate Studies is currently collaborating with the following partners:

  1. FK Norway (Fredskorpset) in a Young Research Fellowship Programme, where exchange of Young Researchers is conducted among four Research Institutions, namely: Moshi Co-operative University-Tanzania, Makerere University-Uganda, Bunda College of Lilongwe University of Agriculture and Natural Resources-Malawi and Institute of Economic and Social Research of the University of Zambia.
  2. Soderton University-Sweden through the Linneaus-Palme Project.

The Chancellor, Hon. Al Noor Kassum, franked by SUA Vice Chancellor, Prof Gerald Monela, leading dons in a Graduation Procession at Ushirika Grounds

The Directorate of Research and Postgraduate Studies came into being as a result of the split of the former Directorate of Research and Consultancy Services (DRCS) into two directorates. These are the Directorate of Research and Postgraduate Studies (DRPS) and the Directorate of Consultancy Services (DCS). The DRPS was set up in order to enhance the University image as a premier academic and research institution of international standing.

Structure and Activities

The Directorate co-ordinates, monitors and organizes research, publications and postgraduate programmes of the University. The Directorate's activities are tailored to feed into the University's training programmes development and improvements. This enables the University to design and deliver up-to-date and relevant programmes that meet the needs of the society and the world at large.

Departments

The directorate is divided into two departments with different activities as follows:

Department of Research and Publications

The Research and Publications Department is responsible for the following activities:

  • It coordinates research activities undertaken by MoCU members of staff, research fellows and associates under various collaborative arrangements. MoCU priority research areas include co-operative development, community development, rural transformation, business studies, microfinance development, information technology, organizational development and entrepreneurship.
  • It oversees the quality of academic works produced by staff members of the University and other stakeholders.
  • It ensures proper documentation and dissemination of publications.
  • (iv) Currently the department coordinates the publication of the Journal of Co-operative and Business Studies, MoCU Research Report Series, MoCU Working Papers and books, teaching manuals written by MoCU academic staff.

Department of Postgraduate Studies

The Department of Postgraduate Studies is responsible for the overall management and quality assurance of postgraduate programmes at the University. Programmes coordinated by the Department of Postgraduate Studies are:

  • Postgraduate Diploma in Co-operative Business Management (PGD-CBM)
  • Postgraduate Diploma in Community Development (PGD-CD)
  • Postgraduate Diploma in Accounting and Finance (PGD-AF)
  • Postgraduate Diploma in Savings and Credit Co-operative Societies Management (PGD-SACCOS)
  • Masters of Arts in Co-operative and Community Development (MA-CCD)
  • Master of Arts in Procurement and Supply Management (MA-PSM)
  • Master of Business Management (MBM)
  • Doctor of Philosophy Degree Programme (PhD)

For more information, please contact:

Director,
Directorate of Research and Postgraduate Studies,
Moshi Co-operative University,
Sokoine Road, P. O. Box 474, Moshi, Tanzania
Tel : +255 272 754 805; Fax : +255 272 750806
Email: drps@mocu.ac.tz

The Research and Publication Department is responsible for the following activities:

Research

MoCU Researchers conducts their researches around the following main themes:

The main areas include

  • 1. Co-operative Development
  • 2. Community Development
  • 3. Gender Development
  • 4. Rural Transformation
  • 5. Law
  • 6. Business Studies
  • 7. Poverty Alleviation
  • 8. Land Tenure and Land Deals
  • 9. Food Security
  • 10. Agricultural Development
  • 11. Information and Communication Technology (ICT)
  • 12. Organizational Development
  • 13. Entrepreneurship Development
  • 14. Natural Resources Management; and
  • 15. any other cross-cutting theme

The office of Director of Research and Post graduate Studies is annoucing the availability of the following research grants:

For more informtion Contact the Director of Research and Postgraduate Studies

The Directorate of Research and Postgraduate Studies is currently coordinating the following major project:

    Examining Success Factors for Sustainable Development through Integrated Co-operative Model. The project team is lead by Prof. S. A. Chambo (MoCU). This research work is funded by the IDRC-Canada via Canadian Co-operative Association. In this project MoCU researchers are corroborating with researchers from the Makerere University, University of Saskatchewan, ILANK, and Rwanda Co-operative Agency. The project is in its final stage of report writing.

Publications

chanachur diye jhalmuri, by skidie
legendary chanachur, No:2, ISSN:333.
Journal of Co-operative and Business Studies (JCBS) - Volume1, by JCBS
JCBS, No:Vol.1, Number 1, 2009, ISSN:0856-9037.
Abridged Theses and Dissertations of MUCCoBS Staff Vol. 1: 1977 – 1997, by MUCCoBS
, No:, ISSN:.
CONTRACTS MANAGEMENT AND VALUE FOR MONEY IN PUBLIC PROCUREMENT OF WORKS: A CASE OF MUCCoBS, by Alban Mchopa, Happiness Huka, Faustine Panga and Cecilia Ruoja
Research Report Series, No:Vol.2 Issue No.2, 2014, ISSN:0856-9681.
LIVELIHOOD IMPLICATIONS OF RURAL COMMUNITIES: A CASE OF VEGETABLE BUSINESS AT CHEKERENI AREA, MOSHI DISTRICT, by Cyril Kalembana Komba and Ernest Lucas Hizza
Research Report Series, No:Vol.2 Issue No.2, 2014, ISSN:0856-9681.
INFLUENCE OF EDUCATION ON PERFORMANCE OF SMES: EXPERIENCE FROM VEHICLE GARAGES IN ARUSHA CITY AND MOSHI MUNICIPALITY, TANZANIA, by Goodluck Aletaulwa Mmari
Research Report Series, No:Vol.2 Issue No.2, 2014, ISSN:0856-9681.
chanachur diye jhalmuri, by skidie
legendary chanachur, No:2, ISSN:333.
Journal of Co-operative and Business Studies (JCBS) - Volume1, by JCBS
JCBS, No:Vol.1, Number 1, 2009, ISSN:0856-9037.
Abridged Theses and Dissertations of MUCCoBS Staff Vol. 1: 1977 – 1997, by MUCCoBS
, No:, ISSN:.
CONTRACTS MANAGEMENT AND VALUE FOR MONEY IN PUBLIC PROCUREMENT OF WORKS: A CASE OF MUCCoBS, by Alban Mchopa, Happiness Huka, Faustine Panga and Cecilia Ruoja
Research Report Series, No:Vol.2 Issue No.2, 2014, ISSN:0856-9681.
LIVELIHOOD IMPLICATIONS OF RURAL COMMUNITIES: A CASE OF VEGETABLE BUSINESS AT CHEKERENI AREA, MOSHI DISTRICT, by Cyril Kalembana Komba and Ernest Lucas Hizza
Research Report Series, No:Vol.2 Issue No.2, 2014, ISSN:0856-9681.
INFLUENCE OF EDUCATION ON PERFORMANCE OF SMES: EXPERIENCE FROM VEHICLE GARAGES IN ARUSHA CITY AND MOSHI MUNICIPALITY, TANZANIA, by Goodluck Aletaulwa Mmari
Research Report Series, No:Vol.2 Issue No.2, 2014, ISSN:0856-9681.

Proceedings of the International Cooperative Research Conference for Africa (ICRCA) Cooperative Development in Africa: Prospects and Challenges. Held in Moshi, Tanzania at Moshi University College of Co-operative and Business Studies in September, 26th-28th 2011

Documentation and Publications Department is MUCCoBS designated publishing facility and it is responsible for overseeing the proper documentation, storage and dissemination of research output and all other academic works. In particular the department among others does the following:

  • 1. Processes and evaluates all academic and other professional works in line with the stipulated policies.
  • 2. Oversees the publication of academic works by MUCCoBS members of staff.
  • 3. Maintains in a proper order a complete database of all academic and other outputs and documents.
  • 4. Facilitates information flow within MUCCoBS and disseminates the same to the general public with particular focus to cooperatives, local governments, community-based organizations and other related sectors.
  • 5. Coordinates review of publications by academic staff for promotion purposes as.

The department, also coordinates, publication of the Journal of Cooperative and Business Studies, MUCCoBS Research Report Series, MUCCoBS Working Papers and books and teaching manuals by MUCCoBS academic staff.

The department also operates a documentation centre where hard copies of published and unpublished works by academicians are housed for references by the University College staff, students as well as by academicians from outside the University College on special request.

The Department of Postgraduate Studies is responsible for the overall management and quality assurance of the postgraduate programmes at the University College.

Programmes Coordinated by the department of postgraduate Studies are :

Objectives of the Curriculum

This program is designed to equip candidates with requisite skills to deal with complex issues in cooperative development and management in the national and international competitive business environment. Graduates in this program should be able to take up managerial and promotional positions in cooperative, community development, government, non-governmental establishments and other business enterprises.

Specific objectives are:

  • To equip candidates with high level cooperative and business management knowledge and skills so as to become effective co-operative facilitators, promoters, managers and supervisors
  • To enable candidates appreciate the role of co-operative facilitation, values and principles relevant for promotion, development and management.

COURSE STRUCTURE

SEMESTER 1

ANTE COURSE TITLE CONTACT HRS CREDITS
CORE COURSES lecture Seminars/Practicals Total Credit Exam Hrs
BMT 602 Perspectives and processes in Co-operative Management 45 30 75 2 2
CDM 610 Quantitative Methods for Decision Making 45 30 75 2 2
CDM 606 Project Planning and Management 20 20 40 1 1
CDM 601 Price and Pricing Policy 20 20 40 1 1
CDM 612 Applied Research Methods & Consultancy Techniques 20 20 40 1 1
CRD 608 Development Approaches 20 20 40 1 1
BMT 604 Business Law and Ethics 20 20 40 1 1
CDM 600 Research Project 60 1 Research Proposal
Total 190 160 410 10 9
Electives Courses
CDM 607 Natural Resource Management 20 20 40 1 1
BMT 610 Intermediate Computer Applications 20 20(p) 40 1 1
CDM 602 Co-operative Policy and Legislation 20 20 40 1 1
TOTAL ELECTIVES 60 60 120 3 3
TOTAL SEMESTER 1 250 220 530 13 12

SEMESTER 2

ANTE COURSE TITLE CONTACT HRS CREDITS
CORE COURSES lecture Seminars/Practicals Total Credit Exam Hrs
ACC 605 Financial Management for Co-operatives 45 30 75 2 2
PSM 601 Agricultural Marketing 20 20 40 1 1
BMT 601 Strategic Business Planning and Development 45 30 75 2 2
CDM 609 Business Economics 20 20 40 1 1
BMF 601 Advanced Microfinance Management 20 20 40 1 1
CRD 607 Cooperative & Community Entrepreneurship 20 20 40 1 1
CDM 600 Research Project 60 1 Research Report
Total 170 140 430 10 8
Electives Courses
BMT 202 Human Capital Management 20 20 40 1 1
CDM 608 Power, Conflicts and Conflict Resolution 20 20 40 1 1
ACC 607 Public Finance and Taxation 20 20 40 1 1
ACC 606 Managerial Accounting 20 20 40 1 1
CRD 610 Globalisation 20 20 40 1 1
TOTAL ELECTIVES 80 80 160 4 4
TOTAL SEMESTER 2 250 220 590 14 12

Objectives

The program is designed to equip candidates with advanced knowledge and skills in Community development so that they effectively facilitate self-help community development initiatives.

Specific objectives shall be to:

  • To provide professional training in community development, facilitation approaches and strategies
  • To enable candidates apply participatory community development methods and techniques
  • To enable candidates to appreciate the role of community development in the economy.

COURSE STRUCTURE

SEMESTER 1

ANTE COURSE TITLE CONTACT HRS CREDITS
CORE COURSES lecture Seminars/Practicals Total Credit Exam Hrs
CRD 601 Aspects of Community Development 45 30 75 2 2
CDM 612 Applied Research Methods and Consultancy Techniques 20 20 40 1 1
CRD 608 Development Approaches 20 20 40 1 1
CDM 606 Project Planning and Management 20 20 40 1 1
CRD 602 Organisational Issues in Community Dev. 20 20 40 1 1
BMT 602 Perspectives and Processes in Cooperative Management 45 30 75 2 2
CRD 615 Current Challenges in Development 20 20 40 1 1
CDM 600 Research Project 60 1 Research Proposal
Total 190 160 410 10 9
Electives Courses
BMT 601 Strategic Management 20 20 40 1 1
BMT 610 Intermediate Computer Applications 20 20(p) 40 1 1
CRD 607 Cooperative and Community Entrepreneurship 20 20 40 1 1
CRD 202 Planning Community Economic Development Projects 20 20 40 1 1
CRD 301 Community Intervention 20 20 40 1 1
CDM 602 Co-operative Policy and Legislation 20 20 40 1 1
TOTAL ELECTIVES 80 80 160 4 4
TOTAL SEMESTER 1 270 220 570 14 13

SEMESTER 2

ANTE COURSE TITLE CONTACT HRS CREDITS
CORE COURSES lecture Seminars/Practicals Total Credit Exam Hrs
BMT 603 Law Relating to Community Development 20 20 40 1 1
CDM 605 Economic Policy and Planning 20 20 40 1 1
CRD 609 Advanced Community Economic Development 45 30 75 2 2
CDM 610 Natural Resources Management 20 20 40 1 1
CDM 608 Power, Conflicts and Conflict Resolution 20 20 40 1 1
CRD 607 Cooperative and Community Entrepreneurship 20 20 40 1 1
BMF 601 Advanced Microfinance Management 20 20 40 1 1
CDM 600 Research Project 120 2 Research Report
Total 165 150 435 10 8
Electives Courses
CRD 603 Rural Policy Formulation and Analysis 20 20 40 1 1
CDM 613 Economics of Urban Agriculture 20 20 40 1 1
CRD 604 Gender and Development 20 20 40 1 1
CRD 610 Globalisation 20 20 40 1 1
TOTAL ELECTIVES 80 80 160 4 4
TOTAL SEMESTER 2 225 230 595 14 12

Objectives

This curriculum is designed to equip the candidates with appropriate knowledge and skills to deal with complex issues in accounting and finance in the national and international competitive business environment. Graduates of this program should be able to take up accounting and finance positions in organizations.

Specific objectives shall be:

  • To equip candidates with a blended high level accounting and finance knowledge and skills so as to become professionals in their fields
  • To enable candidates appreciate ethics relevant to the accounting and finance professions
  • To prepare candidates to undertake further training.

Course structure

SEMESTER 1

ANTE COURSE TITLE CONTACT HRS CREDITS
CORE COURSES lecture Seminar Total Credit Exam Hrs
ACC 601 Corporate Finance 45 30 75 2 2
ACC 609 Management Accounting 45 30 75 2 2
CDM 612 Applied Research Methods and Consultancy Techniques 20 20 40 1 1
ACC 602 Monetary Economics and Financial Systems 20 20 40 1 1
CDM 610 Quantitative Methods for decision making 45 30 75 2 2
CDM 606 Project Planning and Management 20 20 40 1 1
CDM 600 Research Project 60 1 Research Proposal
Total 195 150 405 10 9
Electives Courses
BMT 610 Intermediate Computer Applications 20 20(p) 40 1 1
BMT 309 Legal Aspects of Corporate Management 20 20 40 1 1
BMT 602 Perspectives and Processes in Co-operative Management 45 30 75 2 2
CDM 602 Co-operative Policy & Legislation 20 20 40 1 1
TOTAL ELECTIVES 105 90 195 5 5
TOTAL SEMESTER 1 300 240 600 15 14

SEMESTER 2

ANTE COURSE TITLE CONTACT HRS CREDITS
CORE COURSES lecture Seminar Total Credit Exam Hrs
ACC 608 Public Finance 20 20 40 1 1
ACC 607 Taxation and Tax Laws 20 20 40 1 1
ACC 610 Auditing and Investigation 20 20 40 1 1
ACC 603 International Finance 45 30 75 2 2
ACC 604 Advanced Financial Accounting 45 30 75 2 2
BMF 601 Advanced Microfinance Management 20 20 40 1 1
CDM 600 Research Project 120 2 Research Report
Total 170 140 430 10 9
Electives Courses
BMT 601 Strategic Management 20 20 40 1 1
PSM 601 Agricultural Marketing 20 20 40 1 1
CRD 607 Cooperative and Community Entrepreneurship 20 20 40 1 1
BMT 202 Human Capital Management 20 20 40 1 1
CRD 610 Globalisation 20 20 40 1 1
TOTAL ELECTIVES 80 80 160 4 4
TOTAL SEMESTER 2 250 220 590 14 12

Duration of the degree

In order to cater for the wide range of potential candidates the degree is offered on residential and distance learning.

Residential candidates:

The duration of the Postgraduate diploma programme for residential candidates is two semesters.

Distance learning candidates:

The duration of the Postgraduate diploma programme for distance learning candidates is a minimum period of 18 months and a maximum of 27 months.

COURSE STRUCTURE

SEMESTER 1

ANTE COURSE TITLE CONTACT HRS CREDITS
CORE COURSES lecture Seminars/Practicals Total Credit Exam Hrs
BMF 627 Monetary Economics and Financial systems 45 30 75 2 2
BMT 620 Business Law & Criminal procedures 45 30 75 2 2
BMF 620 Nature and Features of SACCOS 45 30 75 2 2
BMF 621 Structure and Organization of SACCOS 45 30 75 2 2
BMF 601 Advanced Microfinance Management 20 20 40 1 1
Total 200 240 340 9 9
Electives Courses
BMT 621 Entrepreneurship and Small Business Management 20 20 40 1 1
CRD 604 Gender Issues in Community Development 20 20 40 1 1
ACC 620 Accounting for Bankers 45 30 75 2 2
CDM 602 Cooperative Policy and Legislation 20 20 40 1 1
CDM 606 Project Planning and Management 20 20 40 1 1
BMT 610 Intermediate Computer Applications 20 20 40 1 1
TOTAL ELECTIVES 145 130 275 7 7
TOTAL SEMESTER 1 345 270 615 16 16

Candidates with no accounting background shall be required to take ACC 620 Accounting for Bankers in addition to other electives

SEMESTER 2

ANTE COURSE TITLE CONTACT HRS CREDITS
CORE COURSES lecture Seminars/Practicals Total Credit Exam Hrs
BMF 622 Financial Management and Analysis of SACCOS 45 30 75 2 2
BMF 623 Strategies and Procedures for Setting up SACCOS 45 30 75 2 2
BMF 624 Credit Management in SACCOS 45 30 75 2 2
BMF 625 Surveillance in SACCOS 45 30 75 2 2
BMF 626 Training in SACCOS 45 30 75 2 2
BMF 600 Practical Assignment 75 2 Practical assignment report
Total Ssemeter 2 225 150 450 12 10

MASTER OF ARTS IN COOPERATIVE AND COMMUNITY DEVELOPMENT (MA-CCD)

Aims of the Programme

The Programme aims to:

  • Provide an intellectual setting in which candidates can develop appreciation of substantive issues in relation to cooperative and community development;
  • Provide candidates with a multi-disciplinary understanding of the changing trends in cooperative and community development thinking with an in depth knowledge of evolving theoretical, conceptual, methodological and policy debates;
  • Foster candidates' ability to collect, analyse and interpret information on key issues related to cooperative and community development and use this to construct reasoned and evidenced arguments;
  • Develop abilities and skills as a self-motivated, autonomous learner;
  • Develop a range of analytical and professional skills that permit graduates to fill responsible positions in cooperative and community organizations.

Programme Structure

The Programme structure is divided into three semesters. Semester one and two cover coursework while semester three is for dissertation. The Programme shall consist of a minimum of 28 credit hours of which 16 shall be from coursework and 12 credit hours from dissertation. The Programme structure per semester is as follows:

SEMESTER 1

ANTE CORE COURSES COURSE TITLE CONTACT HRS CREDITS
lecture Seminar Credit Exam Hrs
CDM 651 Cooperative Business Management 45 30 2 3
CDM 654 Social Science Research Methods and Statistics 45 30 2 3
CDM 652 Project Design and Management 45 30 2 3
Total 6
Electives
CDM 653 Governance in Cooperative and Community Development 45 30 2 3
BMF 651 Microfinance Management 45 30 2 3
CDM 657 Contemporary Challenges in Cooperative and Community Development 45 30 2 3
CRD 652 Community Information Systems 45 30 2 3
Total 8

SEMESTER 2

ANTE COURSE TITLE CONTACT HRS CREDITS
CORE COURSES lecture Seminar Credit Exam Hrs
BMF 652 Financial Management for Non Financial Managers 45 30 2 3
CRD 651 Community Economic Development 45 30 2 3
CDM 655 Participatory Planning Approaches 45 30 2 3
Total 6
Electives Courses
CDM 656 Advocacy, Lobbying and Negotiation Skills 45 30 2 3
BMT 651 Laws and Policies Related to Cooperative and Community Development 45 30 2 3
CDM 658 Consultancy Techniques 45 30 2 3
CRD 653 Management of Community Resources 45 30 2 3
Total 8

SEMESTER 3

ANTE COURSE TITLE CREDITS
CDM 699 Dessertation 12

Aims of the Programme

The major aim of the programme is to train high level management cadre in the procurement and supply profession. The specific aims are to:

  • Provide candidates with a multi-disciplinary understanding of the changing trends in procurement and supply management
  • Develop appreciation of substantive issues in procurement and supply management.
  • Develop abilities and skills as a self-motivated autonomous learner
  • Develop a range of analytical and professional skills that permit candidates to fill responsible positions in organisations

Programme Structure

The programme structure is divided into three semesters. Semester one and two cover coursework while semester three is for dissertation. The programme shall consist of a minimum of 28 credit hours of which 16 shall be from coursework and 12 credit hours from dissertation. The programme structure per semester is as follows:

SEMESTER 1

ANTE COURSE TITLE CONTACT HRS CREDITS
CORE COURSES lecture Seminar Total Credit Exam Hrs
PSM 651 Procurement Management 45 30 75 2 3
PSM 652 Logistics Management 45 30 75 2 3
PSM 653 Supply Chain Management 45 30 75 2 3
Total 135 90 225 6
Electives Courses
PSM 654 Marketing in the International Environment 45 30 75 2 3
PSM 655 Procurement Management for Projects 45 30 75 2 3
PSM 656 Business Negotiation Skills 45 30 75 2 3
MAL 652 Corporate Governance 45 30 75 2 3
TOTAL ELECTIVES 180 120 300 8
TOTAL SEMESTER 1 315 210 525 14

SEMESTER 2

ANTE COURSE TITLE CONTACT HRS CREDITS
CORE COURSES lecture Seminar Total Credit Exam Hrs
ECS 651 Quantitative Techniques 45 30 75 2 3
PSM 657 Business Research Methods 45 30 75 2 3
MAL 653 Business Law and Ethics 45 30 75 2 3
Total 135 90 225 6
Electives Courses
PSM 658 Procurement Information Technology 45 30 75 2 3
MAL 654 Organisation and Human Resource Management 45 30 75 2 3
BMF 653 Financial Analysis and Management in Procurement 45 30 75 2 3
PSM 659 Procurement Consulting Techniques 45 30 75 2 3
TOTAL ELECTIVES 180 120 300 8
TOTAL SEMESTER 2 315 210 525 14

SEMESTER 3

ANTE COURSE TITLE CREDITS
PSM 699 Dessertation 12

In areas of Cooperative Development, Community Economic Development, Rural and Urban Transformation, Business Studies, Institutional and Organisational Development, Finance, Environmental Studies, Procurement and Supply and Entrepreneurship Development

The objectives of the PhD are to:

  • Impart in depth and broad knowledge, skills and scientific orientation to create the ability to discuss and analyse concepts, theories and methodological underpinings in Cooperative Development and related fields,
  • Create synergic effect among candidates and professionals with different backgrounds, and link with academic and research initiatives cutting across other fields of Cooperative Development, Community Economic Development, Rural and Urban Transformation, Business Studies, Institutional and Organisational Development, Finance, Environmental Studies, Procurement and Supply and Entrepreneurship Development
  • Provide the technical know-how that will address problems related to cooperative development and management so as to foster national growth and improve livelihoods, and economic situation of the residents of Tanzania and the world,
  • Develop frontier actors in advancement of knowledge and innovations in Cooperative Development and management in a multidisciplinary and action research philosophy,
  • Promote partnership with regional and international institutions and cultivate interest with other stakeholders in regional collaboration and resource sharing and mobilization for training, research and outreach in Cooperative Development, Community Economic Development, Rural and Urban Transformation, Business Studies, Institutional and Organisational Development, Finance, Environmental Studies, Procurement and Supply and Entrepreneurship Development programmes,

Abstracts

Faustine Karrani Bee is a Professor of Development Studies at the Moshi Co-operative University (MoCU) in the department of Co-operative Development and Management (CDM). He holds a PhD in Literature and Philosophy in Development Studies with a specialization in Rural Finance from the University of South Africa (UNISA) Pretoria; Master of Arts in Development Studies (with a specialization in Agricultural and Rural Development) from The Institute of Social Studies in The Hague, The Netherlands. He also holds a Bachelor of Arts in Economics (with a specialization in Agricultural and Rural Development) from the University of Dar es Salaam, Tanzania. He served as a visiting Research Fellow (VRF) of the Institute of Developing Economies from (October 16th, 1995 - April 29th, 1996) in Tokyo.

Currently Prof. Bee is an Acting Vice Chancellor of the Moshi Co-operative University (MoCU) located in Moshi Municipality. Earlier on he served in various positions at the then Moshi University College of Co-operative and Business Studies (MUCCoBS) a Constituent College of the Sokoine University of Agriculture from 2004 to 2014 including Principal (2010 - 2014); Deputy Principal (Academic) 2009 - 2010)) and Director of Research and Consultancy Services (2004 - 2008). As Principal and now Acting Vice Chancellor, Prof. Bee has participated in various policy fora/dialogue organized by the Ministry of Education and Vocational Training as well as other relevant government organs involved in policy development and dialogue. He has participated in various workshops and seminars organized both locally, regionally and internationally.

His research interests include: Rural Finance and Microfinance, Development Economics; Agricultural Marketing; Participatory Monitoring and Evaluation Systems; Agricultural Economics and Planning, and Rural Development.

Some of his current researches (ongoing) include: The contribution of Dairy Co-operatives on Households' Livelihoods in Tanzania: The Case of Tanga Dairy Co-operative Union; The Role of co-operatives in Poverty Reduction in Tanzania: The Case of Agricultural Marketing Co-operatives; and Family and smallholder farms: Food and nutrition security in a globalized market.

Some of his current publications include: "Microeconomics: A simplified Students' Handbook"; "Fair Trade - Fair Futures: The Kilimanjaro Native Co-operative Union scholarship programme for children made vulnerable by AIDS", ILO CoopAfrica Working Paper No. 6; "Co-operative Education in Africa: The Case of the Moshi University College of Co-operative and Business Studies , Tanzania" in Asian Journal of Humanities and Social Studies Vol. 1, 2014; "The Role of Social and Solidarity Economy in Tanzania", in Asian Journal of Humanities and Social Studies Vol. 01 - Issue 05, December, 2013.

Others include "An Emerging Development Co-operation Initiative: The Experiences of Fredskorpset South - South Exchange Programme", in MUCCoBS' Research Report series, Vol. 1 issue No. 1, 2009; Analysis of Agricultural Marketing Constraints and Strategies for Developing Domestic Agricultural Markets in Tanzania" in the Journal of Co-operative and Business Studies, MUCCoBS Vol.1, No. 1, 2009; "Empowering Farmers' Co-operatives through Fair Trade: The case of Three-Coffee Co-operatives in Tanzania" in the Journal of Co-operative and Business Studies, Vol. 1, 2003; "An Assessment of Challenges to Traditional Livelihoods and Newly Emerging Employment Patterns of Pastoralists in Tanzania", Job Creation and Enterprise Development/Co-operatives - Indigenous People, ILO Geneva.

Professor Bee apart from attending 45 National and International workshop/conferences has also managed to present 17 papers and some of these papers are: "Member Participation in Co-operatives: Pillar for Successful Co-operatives in Africa", a paper presented at the ICA Africa General Assembly Nairobi, 2014; "The Role of Social and Solidarity Economy in Developing Countries: The Experiences of Tanzania" a paper presented at the "International Co-operative Research Conference for Africa, held at MUCCoBS, Moshi; "Co-operative Education in Africa: Opportunities and Challenges" a paper presented at the ICA Global Research Conference on New Opportunities for Co-operatives held at Ruralia Institute of the University of Helsinki in Mikkeli; ICA Africa: Co-operative Development Progress Report, 2009 - 2011, A Report compiled and presented at the Ministerial Co-operative Conference Review Meeting held in Windhoek, Namibia. He has also managed to conduct 15 consultancies either as a Team leader or member with various organizations

E mail Address: "faustine.bee@mocu.ac.tz"; or "fkbee2001@yahoo.com"

Prof. Suleman Adam Chambo works at the Moshi Co-operative University (MoCU) under the Department of Co-operative Development and Management in the capacity of Professor. He holds a Master of Environmental Studies and holder of Master of Arts in Economics and Bachelor of Arts in Economics both from the University of Dar-es-Salaam, Tanzania.

His research interests include: Cooperative development, Agriculture and rural development, rural livelihoods and cooperatives, community driven development, environment and natural resource management.

Prof. Chambo is an experienced professor in cooperative issues currently his research project is on examining Success Factors for Sustainable Rural Development through the Integrated Co-operative Model: Funded by IDRC is at the final stage.

His publications among others include; Global Issues Affecting Co-operatives in Africa, Successful Rural Producer Organizations in Tanzania and the "Role of Co-operatives in Social-Economic Development" A study of Six Countries in Africa (A commissioned study of Botswana, Ethiopia, Kenya, Malawi, Swaziland and Tanzania) with Mwangi, M and Oloo, O. Prof. S. A. Chambo has presented 73 papers in both National and International conferences/workshops and seminars to mention the few: United Nations Expert Group Meeting on Co-operatives, New York, ICA General Assembly and Research Conferences, Geneva Switzerland and Co-operative Leadership Conference, Nairobi Kenya. He has also conducted 38 consultancies to various stakeholders within and outside his home country Tanzania.

E mail Address: sulchambo50@yahoo.com

Prof. Mlowe is a Professor of Economics working under the department of Co-operative Development and Management (CDM) of the Moshi Co-operative University. He holds a Bachelor of Arts (Economics) from the University of Dar es Salaam (1977), Master of Arts (Economics) from the University of Dar es Salaam (1982) and Master of Science (International Marketing) from Strathclyde University, UK. (1992).

His areas of research include; microfinance promotion strategies, participatory training needs assessment, participatory rural development approaches, cooperative development and management, business planning, participatory training techniques and development planning, linkages between microfinance and microenterprise development, agricultural crops value chain analysis, integrated agricultural management systems, and other related topics.

Some of the research works conducted include: Survey of the Environment for the Promotion of Savings and Credit Cooperative Societies (SACCOS) in coffee growing areas of Tanzania: The Case of Mbinga, Njombe and Mbozi Districts; the Description and Analysis of the Financial Landscape in Kondoa District; Savings and Credit Cooperative institutions as Sources of Productive Credit and the possibility of integrating the Credit Component into Peoples Participation Project; the Nature and Prospects for Capital formation in the Savings and Credit Societies and Schemes: The case of Kilimanjaro region; the Integrated Approach to Coffee Production and Marketing in Tanzania: The Case of Kilimanjaro and Kagera regions; Performance Assessment of Rural Member-Based Microfinance Institutions in Tanzania : The Case of Monduli Teachers College SACCOS in Monduli District and Crop Diversification: An emerging Opportunity among Rural Producers in Tanzania

Consultancy Works: Apart from teaching and researching, Prof. Mlowe has been involved in both national and international consultancies. Some of these consultancies include: Preparation of Institutional Capacity Development Strategy for Swaziland Cooperative College (Swaziland/IFAD), Preparation of a Corporate Strategic Plan to transform the Lesotho Cooperative College to offer Diploma programmes on microfinance management (Lesotho), Preparation of a 10 Year Strategic Plan (2013 - 2023 and a 3 Year Action Plan for Lesotho Cooperative Department (Lesotho/IFAD); Preparation of a Corporate Strategic Plan for the Botswana Cooperative Development (Botswana; Study the operational performance of Cooperative Department and the Microfinance sub-sector and prepare a turn round strategy for the ailing microfinance subsector (Lesotho); Preparation of Kilimanjaro Region Socio-Economic and Profile (TZ/BTC); Study on the Training Needs for the Microfinance Sector in Tanzania (TZ/IFAD), Identification of Factors for a Sustainable Microfinance Institution in Tanzania (TZ/IFAD), Preparation of a 5 Year Corporate Strategic Plan for the Tanzania Coffee Board (TZ)

Email: igawilo@yahoo.com

Prof. Magigi is an Urban and Rural Development Planner and is working under the department of Co-operative Development and Management of the Moshi Co-operative University (MoCU). He graduated at University of Dar Es Salaam in 2001 and 2004 for his Bachelor and Master Degrees respectively, and got his PhD at Freiburg University in Germany in the year 2008. He is involved in teaching and research as well as consultancy services related to his area of expertise and interests.

His field of expertise and interests includes Urban Planning and Development, Land Management, Land Tenure, Project Planning and Management, Project Monitoring and Evaluation, Urban Economics, Community Economic Planning and Development, Strategic Planning and Organisational Change and Land Use Planning. Others include Data base information systems development for Monitoring and Evaluation for organisation, Research Methodology, Urban Policy Formulation and Analysis, Urbanisation, Risk Management, Geographical Information Systems (GIS), Local Government Financing and Budgeting, Rural Development, Settlement Upgrading, Food Security and Urban Agriculture.

Prof. Magigi has extensive experience working with national and international institutions and donor community in teaching, consultancy and research capacity including but not limited to EPOS/GOPAs Health Consultants of Germany, SIDA SAREC, AICAD-of Japan, Freiburg University, UN-Habitat/UNDP/World Bank, Volkswagen Stiftung Foundation, and Partners for Development and Sister Cities International of USA. He was also a member of the Indigenous Vegetable Production Group in Africa under European Union Funding. He was responsible for a Project funded by Volkswagen Stiftung Foundation in Tanzania on Urbanisation and Use of Natural Resources in Africa, which was implemented in five African countries (Tanzania, Cameroon, Botswana, South Africa, Cote d'Ivoire).

He is involved in RURBAN Africa, a Project funded by European Union, which is implemented in four African countries (Tanzania, Cameroon, Rwanda and Ghana). Prof.Magigi was also involved in the Lake Victoria Environmental Research Initiative (VicRes) financed by SIDA (Sweden) in collaboration with Kenyan and Ugandan Universities. He also participated in the preparation of District Profiles and Urban Development Strategic plans for Muheza, Kinondoni, Meru, Arusha, Bagamoyo, Mwanga and Morogoro. He worked with Belgium Technical Cooperation (BTC) unit and the Ministry for Finance to prepare Local Economic Development (LED) Strategy for Kigoma and Coast Region Districts. These include Mafia, Mkuranga and Rufiji as well as Kigoma, KigomaUjiji and Kibondo. He also prepared Village Land Use Plans in 27 Villages in Longido District Council, Arusha. Currently, he is working on Restructuring of SHIRECU (1984) Ltd project, a Co-operative Society in Tanzania under Tanzania Investment Bank Sponsorship.

Prof. Magigi also published in both local and international journal in areas related to his areas of expertise. He is also the Author of the Books Titled: "How to Write Research Reports: A Guide through Its Mystery and Perplexity in Higher Learning Institutions" and "Project Design, Implementation and Resource Mobilisation in a Competitive Economy and "Methodological Tools for Researching and Scientific Writing in Emerging Economies and Project implementation and, Monitoring and Evaluation". Other Books reads Research Proposal Development and Report Writing: A Pathway for Success in Higher Learning Institutions, and Ujasiriamali kwa Maisha Bora- a Swahili Version. He is currently working on the Book Project titled African Cities and Urban Poverty.

E mail: wakuru.magigi@mocu.ac.tz

Dr. Esther Naiman Towo works at the Moshi Co-operative University under the Department of Economics and Statistics. She serves in the capacity of Senior Lecturer and the Director of Research and Postgraduate Studies: Dr. E. N. Towo holds a PhD from Sokoine University of Agriculture, Tanzania awarded in 2012; M.A. (Economics), 1987 - 1989 and B.A. Hons (Economics) both from the University of Dar es Salaam, Tanzania: 1982 - 1985. She has a fellowship Award of Leadership for Environment and Development Fellow awarded in 2002.

Her research interests include: Cooperative development, Agricultural and rural development, food security and monetary economics.

Currently her research project is on examining Success Factors for Sustainable Rural Development through the Integrated Co-operative Model: Funded by IDRC is at the final stage. Other publications include: An emerging Opportunity among Rural Producer Organisations in Tanzania. MUCCoBS Working Paper series 03/2006. CHAWAMPU SACCOS in Moshi Rural District. Case Study. Performance Assessment of Rural Member-Based Micro-Finance Institutions in Tanzania. Research Report Series. Special Issue. MUCCoBS. Enterprise Development, Gender and Governance in rural producer Organizations: The Norwegian Institute for Urban and Regional Research. (NIBR) Norway. Working Paper No, MUCCoBS (2005). Dr. E. N. Towo has also presented various papers in both National and International conferences/workshops and seminars. She has also conducted 32 consultancies to various stakeholders.

Email: awaichisaria@gmail.com

Dr. Kitala Malamsha is a Senior Lecturer in Economics who works in the Department of Economics and Statistics of the Moshi Co-operative University (MoCU). He holds a PhD with thesis namely Microfinance Institutions Success in Tanzania: The Case of Savings and Credit Co-operative Societies (SACCOS) from Sokoine University of Agriculture, Tanzania. He holds Masters in Business Administration (MBA) majoring in Finance and Banking form Graduate School, Institute of Development Management Mzumbe, Tanzania. He is also a holder of a Bachelor of Science in Agriculture majoring in Rural Economy from Sokoine University of Agriculture, Tanzania.

Dr. Malamsha is also a holder of thr Certificate in Co-operative Human Resource Management from Co-operative College in Kuala lumpur, Malaysia. Currently, he is a member of Wildlife Conservation of Tanzania (WCST) and member of Coalition of Tanzania Microfinance Practitioners and Service Providers, Dar es Salaam and member of Editorial Board, Tengeru Community Development Journal (TCDJ), Arusha.

His research interests include: Microfinance, Poverty reduction, Agricultural finance, human resources, co-operative microfinance, farm enterprise development, agricultural marketing, rural economy, organizational and business success.

His current Researches include: Women Loan Repayment Rate: Evidence from Selected Microfinance Institutions, Moshi Municipality, with Kimaro Emmanuel, (2013). Another one was Business planning and Entrepreneurship support start KIT for People live with HIV in Kilimanjaro region; with Tilanoga Matimbwi, (2011).

His current publications include: Kitala Malamsha and Kim A. Kayunze (2014) Success Characteristics of Savings and Credit Co-operative Societies (SACCOS) in Tanzania, Journal of Cooperative and Business Studies (JCBS) Volume 2 Issue NO. 1, 73- 88, ISSN 0856 - 9037 published by the Moshi Cooperative University. Tanzania. Mmari G.A and Kitala Malamsha (2014) Factors influencing credit accessibility among owners of small and medium vehicle garages in Arusha and Moshi municipalities, Tanzania International Journal of Social Science and Entrepreneurship (IJSSE) Volume 1 Issue NO. 12, 949- 964, ISSN 2307 - 6305. Kitala Malamsha and Mmari, G. A. (2014) Financial Sustainability for Savings and Credit Cooperative Societies (SACCOS) in Dodoma and Morogoro regions, Tanzania, International Journal of Social Science and Entrepreneurship (IJSSE) Volume 1 Issue No. 12, 404 - 420, ISSN 2307 - 6305. Kitala Malamsha, (2012) Building Academic and Management Capacity for Financial Co-operatives in Africa: Published by Enhancing Financial Inclusion and Access in Nigeria (EFInA), Lagos Nigeria. Kitala Malamsha and Mmari, G. A. (2011) Success of Savings and Credit Co-operative Societies in Kilimanjaro region, Tanzania, Accountancy and Business Review (ABR) Volume 8 Issue No. 1&2 January- December 2011. ISSN 0056 - 7263 published by the Institute of Accountancy Arusha. Tanzania. Kitala Malamsha and Simon S.M.M. (2011) Success Factors for Savings and Credit Co-operative Societies (SACCOS) in Kilimanjaro and Dar es Salaam Regions, Tanzania. Journal of Co-operative and Business Studies (JCBS) Vol 1, Number 1, 2011 ISSN 0856 - 9037 published by the Moshi University College of Co-operative and Business Studies. Kitala Malamsha, (2011)

Email: mwishurie@yahoo.com

Dr. Juda works at the Moshi Co-operative University under the department of Banking and Finance. He serves in the capacity of a Lecturer. He obtained his Ph.D degree award in Finance and Economics from the University of JRN Rajasthan Vidyapeeth in India.

His research interests include: Finance and Economics Management, Cooperatives, Techno economics, Policy and strategies, Environmental issues and Urban-rural issues

Some of his current researches include: SMEs and small agribusiness growth factor: case of northern regions, Multi financial linkages and slow household income building: survey of ten wards of rural Kilimanjaro, Umurenge SACCOS as a tool for financial inclusion: a case study of Nyaruguru district, RWANDA (ISSN no.2304 -0777). Other publications include: Global economies: Indian macroeconomics doctrines doctrine (a book ISBN no. 978-3-659-67269-9, Human capital manual for college and university students (ISBN no.9789987-060108), The power of self-hybridization to enhance institutional competitiveness and growth: feedback vis-a-vis feedforward philosophical reengineering process in African Weak institutions(ISSN no.2249-7293) and Gender- F Reorganization vis-a-vis gender M association and dissociation empowerment: A social economic value reengineering in Tanzania(Africa) (ISSN no 2313-3759).

Email: minajuda@mocu.ac.tz

Dr. Mashimba is Lecturer at Moshi Co-operative University (MoCU) under the department of Economics and Statistics. He holds a Ph.D in Agricultural Economics from Justus Liebig University Giessen, Germany. He is also a holder of the Master Degree in Agriculture Economics and the Bachelor Degree in Agronomy both from the Sokoine University of Agriculture (SUA)

His research interests include: Agriculture, cooperatives, local government, community driven development, environment and natural resource management, entrepreneurship development and policy evaluation.

His current researches include: Evaluation of On-farm cassava processing technologies and its implication on marketing and poverty reduction and Organizational Analysis of Small and Medium Enterprises: An architecture of Fruits and Vegetable Processing Vendors. His publications include: "Cation Exchanging Capacities of Different kind Soils using Different Methods of Determination" 2003-2004, "An Overview of Land Property Rights and its Impact on Agricultural productivity in Africa" 2010-2011 and Economic performance of Micro and Small-Scale Enterprises (MSE) in Tanzania: Growth Hazards Among Fruit and Vegetable Processing Vendors. Currently he is developing proposal on Agricultural Sector and ICTs use Integration framework for Market: experience of Agricultural (food) Commodities exchange in East African countries.

Email: semmyjessy@yahoo.com

Dr Dickson Pastory works in the Department of Banking and Finance at Moshi Co-operative University (MoCU). He is a professionally qualified accountant CPA (T), holder of Bachelor of Accounting and Finance from Mzumbe University, holds a Master of Business Administration (Finance) from University of Dar es Salaam and a Ph.D (Accounting) from Dalian University of Technology-China. Dr Dickson Pastory has served in the industry as Auditor with TACAIDS, CF Union Bank and Tanzania Audit Associates. Currently serves as a Lecturer in Financial Management, International Finance, Financial Reporting and Auditing.

His research interests include: Finance, Accounting, Banking, Auditing and Microfinance.

His current publications include: The Use Modified Regression Analysis to Estimate Industrial Competitiveness, the Case of Banks in Tanzania, Applied Mechanics and Materials Journal ,vol 541-542, 1537 with Qin (2014), Modeling bank efficiency in Tanzania: Panel evidence, Research Journal of Finance and Accounting, Vol 4,No 9,66-83. (2013), Cooperative based microfinance dependency on formal financial institutions in Tanzania: is it a development or backslide? International conference in Humanities, social sciences and Global business management, Singapore. Vol 7,466-4713 with Ndiege (2013), The influence of capital adequacy on asset quality in banks in Tanzania, The International Journal of Finance and economics, vol 5, No 2,179-194. 4 with Marobhe, M (2013). Technical efficiency of rural savings and cooperative in Tanzania: A DEA approach, international journal of management science and business research, Vol 2, issue 12, 49-61. 5. with Magari J (2014), "Commercial banks competition in Tanzania" European journal of Management and Business: ISSN 2222-1905 (Paper) ISSN 2222-2839 (Online) Vol.6, No.19, 20146 with Moshi J (2014), The profitability of commercial banks in Tanzania. International journal of business and management, Vol 7,No 10,134-1416 with Qin (2012) and Liquidity position of commercial banks in Tanzania, International of Journal of business and management, Vol 7,No 13,136-144. 7 with Qin (2012). Currently he is developing books on: Advanced financial management: Practice and theory and Financial reporting: intermediate stage.

Email: passtory1@yahoo.co.uk

Mr. Katundu is a lecturer at the Moshi Co-operative University (MoCU). He works under the Department of Community and Rural Development specialising in the area of rural development. He holds a Master of Arts in Rural development from the Sokoine University of Agriculture (SUA), Morogoro Tanzania and a Bachelor of Arts (Hons) in Geography and Environmental Studies from the University of Dar-Es-Salaam, Tanzania.

His research interests include: Agriculture and rural development, rural land reform, rural livelihoods and cooperatives, community driven development, environment and natural resource management, entrepreneurship development, impact evaluation.

Currently he is a PhD candidate at the Sokoine University of Agriculture, Morogoro Tanzania.

Over the years, Mr. Katundu has been involved in diverse studies either as a team leader or a team member. Some of his current researches include: a study on, Potential Impacts of International Land Deals on Food Security in Bagamoyo District, Tanzania, with E.L. Hizza & R. Shemdoe, funded by CODESRIA; a study on "Assessment of Tobacco Inputs Procurement and Distribution Challenges and Sustainability of Tobacco Production in Tabora Region of Tanzania" with D. M. Gabagambi & C. Z. Mkangwa, funded by the Tobacco Task Force of the Tanzania's Ministry of Agriculture Food Security and Co-operatives; a study on: "Nature and Magnitude of Land Acquisitions in Tanzania: Analyzing Role of Different Actors, Key Trends and Drivers in Land Acquisitions" with Mr. I.M.A. Makungu & Ms. S. H. Mteti, funded OSSREA; a study on: "Socio-Economic Factors Limiting Smallholder Groundnut Production in Tabora Region, Tanzania" with Ms. M. L. Mhina, A. G. Mbeiyererwa & Ms. N. P. Kumburu funded by REPOA. He has published six (6) papers in recognized peer reviewed journals. Mr. Katundu is an active member of OSSREA and UAPS.

Email: mangasini.katundu@mocu.ac.tz

Mr. Liheta is a Senior Lecturer at the Moshi Co-operative University (MoCU) under the department of Economics and Statistics. He holds MSc Agricultural Economics and Marketing from the University of Dar es Salaam. He is a Ph.D candidate at the University of Dar es Salaam. Currently is a member of research team of African Economic Research Consortium (AERC), Nairobi, Kenya and a member of the Tanzania Informal Microfinance Association of Practioners (TIMAP), Dar es Salaam.

His research interests include: Agricultural finance, microfinance, co-operative development, farm enterprise development, agricultural marketing, microfinance and organizational development (OD)

His current Researches include: Factors for Successful Development of Dairy Co-operatives in Kilimanjaro and Tanga, A study on micro-leasing in Tanzania and Co-operative Education and Training in SACCOS-Dodoma Region. Among of his current publications include: Women Roadside Vegetable Selling in Kilimanjaro: The Relationship Between Demography, Income Generation and Employment Creation, Journal of Co-operative and Business Studies, Moshi University College of Co-operative and Business Studies (MUCCoBS), Vol.1, Number 1, 2013. With Neema P. Kumburu, Innocent M.A.Makungu and William B. Warsanga (2013). Situational Analysis of Smallholder Goat Production and Marketing in Central Tanzania Point towards the Establishment of Farmers Groups, Journal of Agricultural Extension and Rural Development, Vol. 4 (12), pp.356-464. With Komwihangilo, D.M; Mary Jackson; Yustina Mushi, (2012) and Women Participation in Microfinance Institutions of Tanzania: The Case of Savings and Credit Co-operative Societies (SACCOS), Paper presented to the International Co-operative Research Conference for Africa (ICRCA), 26-29, September, 2011) with Maleko, G.

Email: bsaliheta@mocu.ac.tz

Ms. Nyanjige is a lecturer in Business Management of Moshi Co-operative University, Moshi, Tanzania. She holds a Master of Business administration of the University of Dar- es Salaam. Currently she is a member of the University of Dar es Salaam Marketing Association (DUMA) and an individual registered consultant by the African Development Bank (ADB) NO. W013511.

Her research interests include: Women and development, micro enterprise management and development, Business strategic management, social marketing, entrepreneurship development and micro financing. For a number of years she has an experience in the conduct of participatory approach for private sector participation in the service industry, project evaluation, impact assessment; capacity building in corporate governance and development of key performance indicators in financial institution and water industry in Africa. She has assisted women in promotion, formation, strengthening formal groups and into networks of marketing organizations.

Her current research include; Assessment of Tourism Benefits to Maasai women in Tanzania: A case of Babati, Mikumi and Morogoro, Collaborative paper with SEGA-US investigator and East Africa Social Science Translators (EASST) (a working paper 2015): Analysis of Factors Upsetting Technical Efficiency: A case of Smallholders Cocoa Out-growers in Kyela District, Mbeya region (2013), Entrepreneurial Behaviour and Business Success in Mbeya Region: A Case of the Kinga Tribe (2014). Performance Improvement plan and Key Performance Indicators- (KPI's) Identification in Urban Water Authorities in Tanzania: A case of WUP-Water Utility Partnership Africa: (Published by the Kampala Water Journal-NWSC, Uganda 2005), Outsourcing Water and Sanitation Services in Tanzania Urban Centers: A Case of Urban Water Authorities in Tanzania. (Published by WEDEC-Water Engineering Development Centre, UK 2006), User fee as an impediment to Public Utilities in African Countries: A Case of WUP- (Water Utility Partnership- Africa) participating Countries. (Published by WUP- Africa Journal, Tunis 2007).

Email- nyanjigem@yahoo.co.uk

Ms. Kumburu is a Lecturer at Moshi Co-operative University (MoCU) under the department of Management. She holds a Master of Public Administration awarded by Mzumbe University, Morogoro Tanzania. She is currently a Ph.D candidate under the PhD programme jointly run by the Moshi Co-operative University and the Sokoine University of Agriculture (SUA), Morogoro Tanzania.

Her research interests include: Public sector and services, Governance, Entrepreneurship, Management, Human resource management, Gender, Rural development and Agriculture and Co-operatives

Her current researches include: An Assessment of Sustainability of Farmers Associations in Malawi-Case Study of Kasungu and Mjinji Districts-Malawi: The Impact of Civil Service Reform on Human Resource Status in Central Government in Tanzania- Case study of President's Office Public Service Management (PO- PSM) and: Co-operative as a Tool for Poverty Reduction and Promoting Business in Tanzania with Sumelis, J., Tenaw, S., Backman,S., Bee, F., Chambo,S., and Machimu,G.,: Her current publications include: Women Roadside Vegetable Selling in Kilimanjaro: The Relationship between Demography, Income Generation and Employment Creation. Journal of Co-operative and Business Studies (JCBS) Vol. 1, Number 1, 20131 with Liheta, S. A and Makungu, I (2013). Socio-Economic Factors Limiting Groundnut Production: The Case of Smallholder Farming in Tabora Region. REPOA ISBN 978-9987-483-09-9 with Katundu, A.M, Mbeiyererwa, G.M Mhina, M and Agency Theory and Performance of Savings and Credit Co-operative Societies (SACCOS) in Kilimanjaro Region: The Case of Selected SACCOS in Moshi Municipality. Journal of Co-operative and Business Studies (JCBS) Vol. 1, Number 1, 2014 by 3 with Pande, V and Buberwa, E (2014.)

Email: npenance@gmail.com

Mr. Komba is a Lecturer at Moshi Co-operative University (MoCU) under the department of Community and Rural Development. He holds Master of Arts in Demography from the University of Dar es Salaam. He is currently a Ph.D candidate at the Sokoine University of Agriculture (SUA), Morogoro Tanzania.

His research interests include: Gender issues, Community Development, Population, Resources and Development, EIA and SIA, Livelihood and Community Development, Rural-Urban interactions

His current researches include: Vegetable Business and Its Socio-economic Implications: A Case of Chekereni Area in Moshi District. with Ernest, L.H (2014), Socio-cultural Determinants of Fertility Differentials among the Matengo and Mwera in Mbinga District, Tanzania with Ngaiza, A.G (2014) and The Role of Community Based Development Projects in Social Service Deliverance: A Case of TASAF Education Projects in Moshi District. Current publications include: Women Food Vendors' (Wfv's) Contribution in Household Income in Tanzania: The Case of Morogoro Municipal. International Journal of Development Research, Vol. 4, Issue, 11, pp. 2364-2371, November, 2014 with Njau, J.E, Vegetable Business and Its Socio-economic Implications: A Case of Chekereni Area in Moshi District. MoCu Journal of Cooperative with Ernest, L.H (2014) and Factors Influencing Academic Performance of Ward Secondary Schools: A Case of Selected Schools in Moshi Municipality and Moshi District, Kilimanjaro Region. MoCU Research Report Series with Ernest, L.H & Jonathan, W.T.Y (2013).

Email: Cyril.komba@mocu.ac.tz or cyrilkomba@yahoo.com or cyrilkomba@gmail.com

Mr. Gervas M. Machimu works at Moshi Co-operative University as a Lecturer under the department of Community and Rural Development. He holds a Master of Arts in Rural Development from Sokoine University of Agriculture (SUA), Morogoro Tanzania. Mr. Machimu is a PhD Candidate at Sokoine University of Agriculture, Morogoro Tanzania

His research interests include: Rural development, Smallholder farming transformation, Poverty analysis for socioeconomic security and development and rural sociology

Some of his current researches include: Communication Strategy for Sustainable Land Management Project in the Highlands of Mount Kilimanjaro, Tanzania: Socio-Demographic Characteristic of Child Street Vendors in Moshi Municipal Markets: Adoption of Farming Technology among Uganda National Farmers' Association Members in Soloti, Iganga and Tororo District. His current publications include: Communication Strategy for Sustainable Land Management Project in the Highlands of Mount Kilimanjaro, Tanzania. Journal of Developing Country Studies. 4(24): 28-37 (2014) with Mwakilema, N.: Socio-Demographic Characteristic of Child Street Vendors in Moshi Municipal Markets. Journal of African Affairs, Institute of African Studies, Hankuk University of Foreign Studies, Korea 35 (2): 51-74. with Samson, N. and: Adoption of Farming Technology among Uganda National Farmers' Association Members in Soloti, Iganga and Tororo District. Journal of Co-operative and Business Studies 1(1): 47-68 with Mwakilema, N.

Email: gervas.machimu@mocu.ac.tz or gmthe38@gmail.com

Mr. Towo works at Moshi Co-operative University as a Lecturer under the department of Accounting. He holds a Master Business Administration (Finance) from the University of Dar es Salaam. He is currently a Ph.D candidate at the University of Dar es Salaam Business School (UDBS)-Dar es Salaam Tanzania

His research interests include: Microfinance Institutions governance, and performance, Commercialization of Microfinance institutions, Financing of agriculture in rural areas and adoption of farming technologies.

Some of his current researches include: Ongoing study on Global financial linkages, Governance and sustainability of Microfinance institutions in Tanzania and Kenya with, Dr. E. K. Ishengoma. His current Publications include: Determinants of Rural Youth Participation in Agricultural Activities International Journal of Economics, Commerce and Management, Vol,3 (2) ISSN 2348 0386 with Kimaro, P.J,: Warehouse Receipt System: A solution towards Smallholder Farmers Financial Constraints? International Journal of Economics, Commerce and Management, Vol, 2 (7) ISSN 2348 0386. with Kimaro P.J. (2014 and Mugisha J. (2013), Technology Adoption by Sunflower Farmers in Northern Uganda. MUCCoBS Research Report Series, Vol, 1, (1), 106-121

Email: nathaniel.towo@mocu.ac.tz

Mr. Hizza works in the department of Economics and Statistics of the Moshi Co-operative University (MoCU). He serves in the capacity of a lecturer who specializes in Natural Resources Assessment and Management. He holds a Master of Science in Natural Resources Assessment and Management, and a Bachelor of Science (Hons) in Urban and Regional Planning both from the University of Dar-Es-Salaam, Tanzania

His research interests include: Climate change impact assessment, Livelihood analysis, Land use/cover change analysis, Land reforms, Surface water modelling, food security, Impact Evaluation.

He is a PhD candidate in Hydrology and Climate Studies at the Nelson Mandela Institute of Science and Technology (NM-AIST), Tanzania. Some of his researches include: a study on, Potential Impacts of International Land Deals on Food Security in Bagamoyo District, Tanzania; Implications of Climate Change and Variability on Livelihood Dynamics of Rural Communities in Karatu District; Implication of Vegetable Livelihood on Community Livelihoods in Chekereni Village-(Principal Investigator), Copping and Adaptation Strategies to Climate Change Impacts in Rural Communities in Lushoto District; Assessing Impacts of Climate Change on Stream Flow in Nduruma River Sub-catchment in Pangani Basin; Impact of REDD+ Initiatives on Poverty Reduction in Tanzania. He has managed to publish four (4) papers in peer reviewed journals.

Email: Ernest.lucas@mocu.ac.tz

Mr. Mataba works at Moshi Co-operative University under the Department of Banking and Finance. He serves in the capacity of Senior Lecturer. He holds a Master of Business Administration and Bachelor of Commerce in Finance both from the University of Dar-es- Salaam, Tanzania. He is a Ph.D candidate at Sokoine University of Agriculture/Moshi Co-operative University doing his study in "Community Banks Cost Efficiency and Non-Performing Loans in Tanzania."

His research interests include: Microfinance and SACCOS Management and Community and Cooperative Banking Efficiency.

Mr. Mataba has conducted researches on: Capital Budgeting in SACCOS, Setting Sustainable Prices in SACCOS and Role of SACCOS in Agricultural Financing and Rural Trade. Current publications include: Setting Sustainable Interest Rates in SACCOS (2011), Capital Budgeting in SACCOS (2009) and Financial Intermediation in SACCOS (2009).

Email: lmataba@mocu.ac.tz

Mr. Kimaro works at Moshi Co-operative University under the Department of Marketing, Procurement and Supply Management. He is working in the capacity of Assistant Lecturer. He holds a Master of Science in International Transport and Logistic obtained from the University of Dar es Salaam, Tanzania. He also holds a Bachelor Degree in Procurement and Logistic Management from Mzumbe University, Morogoro, Tanzania.

His research interests include: Public procurement, Transportation and Logistics, Humanitarian Logistics and Procurement Ethics.

Some of his current publications include: Investigating Public Procurement Research Opportunities in Tanzania: An Application of Nominal Group Technique The Procurement and Supply Journal, Issue Number 7, ISSN 1821-7621 with Mr. Mbura, The Role of Transportation Systems in Promoting Tourism Development: Attracting more tourists through better transportation systems; Lambert Academic Publishing; Germany, Applications of Optimization Models in solving Logistics Challenges in Tanzanian Small and Medium Enterprises, Operations Research Society of Eastern Africa, Dar es Salaam, ORSEA proceedings Journal with Wilson,Tussime, Rwehikiza. David and Dr. Kessy, Severine.

Email: jmkimaro@yahoo.com

Mr. Mchopa works at Moshi Co-operative University under the Department of Marketing, Procurement and Supply Management. He works in the capacity of Assistant Lecturer. He holds a Master of Science in Procurement and Supply Chain Management obtained from the Mzumbe University Tanzania

His research interests include: Public Procurement, Supply Chain, Value Chain and Contract Management.

Some of his current researches include: Examining Success Factors for Sustainable Rural Development through the Integrated Co-operative Model and E-procurement Adoption in Tanzania Public Procurement. Current publications include: The Impact of Trading Counterfeited Vehicle Spare Parts across the Local Supply Chain: Case of Moshi Municipality, Quarterly Journal of Business Studies, Vol. 1, No. 2, 2014, 74-82 with Panga, F., The Achievement of Value for Money in Tanzania Public Procurement: A Non-monetary Assessment Approach, International Journal of Management Sciences, Vol. 3, No. 6, 2014, 524-533 with Njau, E., Ruoja, C, and Huka, H. (2014) and Analysis of Procurement Procedures in LGAs: Experience after Procurement Reforms and Case Analysis from Selected Councils in Kilimanjaro Tanzania, European Journal of Business and Management, Vol.6, No. 18, 2014, 16-22 with Huka, H. and Kimambo, J.

Email: alban.mchopa@mocu.ac.tz

Mr. Sumari is an Assistant Lecturer at Moshi Co-operative University (MoCU) under the department of Cooperative Development and Management. He holds a Master of Science in Entrepreneurship from Mzumbe University Tanzania.

His research interests include: Entrepreneurship, Microfinance, Cooperative, Accounting and Organisational development

His current researches include: Integrated seed sector development in Lake Zone, The role of cooperative organisations as social entrepreneurs in poverty alleviation and Cattle dip revival and functionality in Manyoni District. Currently he has published on Credit rationing and loan repayment performance: the case study of Victoria savings and credit cooperative society .Global Advanced Research Journal of Management and Business Studies (GARJMBS) ISSN: 2315-5086 June 2013 Vol. 2(6), pp 328-341 with Deogratias Aikaruwa, Analysis of business growth strategies and their contribution to business growth; a Tanzania case study. International journal of economics, commerce and management, United Kingdom (ISSN 2348-0386) Vol I issue 1, 2013 with Nnko Elisifa and Outsourcing in Cooperatives in Tanzania: Assessing the Contribution of Outsourcing on Organisational Performance. European Journal of Business and Management (ISSN 2222-1905) Vol.5, No.15, 2013 with Grace Mori and Christina Alfred.

Email: gerald.absanto@mocu.ac.tz

Mr. Sambuo works at Moshi Co-operative University under the department of Economics and Statistics in the capacity of Assistant Lecturer. He holds a Master of Science in Economics (Project Planning and Management) from Mzumbe University Tanzania.

His research interests include: Industrial Economics and Employment Creations, Rural Economic development and Small holder farmers livelihood development, Public Private Partnership and Dialogue, Entrepreneurship development.

Some of his current researches include: Mathematics as a prerequisite course for Ba-CMA, An Ordered Probit Model and Sugar Production and Consumption in Tanzania; Granger Causality Model and his current publication include; Tobacco Contract Farming Participation and Income in Urambo; Heckman Selection Model.

Email: damian.sambuo@mocu.ac.tz

Mr. Chikoyo is an Assistant Lecturer at Moshi Co-operative University (MoCU) under the department of Community and Rural Development. He holds a Master of Arts in Rural development from the Sokoine University of Agriculture (SUA), Morogoro Tanzania

His research interests include: Agriculture and rural development, Livestock and rural development, education and rural development, capacity building for alternative livelihood opportunities, technologies impact evaluation and co-operative learning methodology.

His current researches include: Factors affecting Poor performance in secondary school. A case of NIT secondary school, Dar es Salaam, Implementation of Primary Education Development Plan (2002-2006) in Mbarali District Council with Dr. K.C, Malamsha, Microcredit and Empowerment of Rural Women Experience from Dodoma Region and Social and institutional innovations in achieving sustainable food security in Mbinga district with H.A Kamanga. His current publication is: on Implementation of Primary Education Development Plan (2002-2006) in Mbarali District Council, Mbeya, Research Report series with Dr. K.C. Malamsha.

Email: chicco_chicoyo@yahoo.com

Mr. Matto works at Moshi Co-operative University as an Assistant Lecturer under the department of Information and Communication Technology. He holds a Master of Science in Computer Science from the University of Dar es Salaam, Tanzania. He is a PhD candidate at the Nelson Mandela Institute of Science and Technology (NM-AIST), Tanzania

His research interests include: Database management and data mining, big data, information systems, ICTs in education and learning.

Some of his current researches include: Factors persuading ICTs Use among African University Students and Applicability of the UTAUT model: A Literature Survey: Improving Users' Interactivity with IVR Systems: A Proposed Solution Based on the Pre-Programmed Prompts: Agricultural Information Access and the use of ICTs among smallholder farmers: the case of Bembeke EPA in Dedza District, Malawi. Current Publications include: Social Media in Higher Learning: Is it a tool for Social or Academic Purpose? A comparative study between MoCU, Tanzania and LUANAR, Malawi. IST-Africa 2015 Conference Proceedings, Paul Cunningham and Miriam Cunningham (Eds), IIMC International Information Management Corporation, ISBN: 978-1-905824-50-2.: University students' perceptions on the effectiveness of open-ended and problem solving questions in online exams in Tanzania. Journal of Co-operative and Business Studies, Vol.2 (1) with Madila, S. (2015) and; SMS-Based Systems: Towards Implementation of Mobile Discussion Groups, IST-Africa 2013 Conference Proceedings, Paul Cunningham and Miriam Cunningham (Eds), IIMC International Information Management Corporation, ISBN: 978-1-905824-39-0

Email: matto@mocu.ac.tz

Mr. Mbuya works at Moshi Co-operative University as an Assistant Lecturer in Law under the department of Law. He holds a Master of Laws (LL.M) Degree in Human Rights and Democratisation in Africa from the University of Pretoria. He also hold a Bachelor of Laws (LL.B) Degree of the St. Augustine University of Tanzania

His research interests include: Cooperate law and policy Human rights and democracy

Mr. Ponera works at Moshi Co-operative University as an Assistant Librarian under the department of readers’ services and circulation in the Directorate of Co-operative Library and Archives. He holds a Bachelor Degree in Library and Information Science from Makerere University, Uganda. He is pursuing Master of Arts in Co-operative and Community Development at Moshi Co-operative University, Tanzania.

His research interests include: Information Literacy, Digital libraries, Community Information Systems, Application of ICT in Libraries, Co-operative development,

Some of his current researches include: Libraries and Students with Disabilities: Reflections from Moshi Co-operative University Library and: Direct Export Coffee Business and Improvement of AMCOS Members Livelihood in Tanzania: Evidence from Primary Co-operative Societies Pulled Away from KNCU, with Julieth Elimri Njau. His current publications includes: Direct Export Coffee Business and Sustainability of AMCOS in Tanzania: Case of G 32 Primary Co-operative Societies and: Resource Sharing among Libraries and its impact on students’ academic performance: Case of MoCU, MWUCE, and SMMUCO with Dr. Mohamed S. Dadi

Email: msafirijaffar@yahoo.com

Mr. Kelvin is an Assistant Lecturer in Entrepreneurship and Business Management who works in the Department of Management of the Moshi Co-operative University (MoCU). He holds a Master of Science Degree in Entrepreneurship obtained from Mzumbe University. He also holds the Bachelor of Arts in Cooperative Management and Accounting and Professional Certificate (SACCOS Management) of the Moshi Co-operative University.

His research interests include: Entrepreneurship and Small Business Management, Creativity and Innovation Management, Corporate entrepreneurship, Social Entrepreneurship, Technoentrepreneurship Entrepreneurship and Co-operative Development, Gender and Entrepreneurship Development and SMEs Informality and Growth Strategies.

His current Researches include: Human Resource Development Practices in Co-operative Organizations in Tanzania: A Survey of Selected Co-operatives in Kilimanjaro Region. Among of his most Current Research Include: Corporate Entrepreneurship Development in Public Sector Organizations in Tanzania: The Case of Moshi University College of Co-operatives and Business Studies (MUCCoBS). A Dissertation Submitted in Partial Fulfillment of Awards of Masters of Science in Entrepreneurship of the Mzumbe University, Morogoro, Tanzania (2014), 97 pp; Impact of Mobilization on Membership Growth in Savings and Credit Co-operatives Societies (SACCOS) in Tanzania: The Case of KUWAWAYATA SACCOS in Arumeru District in Arusha Region. A Practical Assignment Report Submitted in Partial Fulfillment of Awards of Professional Certificate in SACCOS Management of the Moshi University College of Cooperatives and Business Studies (MUCCoBS), (2011), 31pp.

Email: kelvin.nzilano@mocu.ac.tz or kelvinluka@yahoo.com

Mr. Mathias works at the Moshi Co-operative University (MoCU) under the Department of Law in the capacity of an Assistant Lecturer. He holds both a Bachelor of Laws (LL.B) Degree and the Master of Laws (LL.M) Degree from Mzumbe University and the University of Dar-es-Salaam, respectively. Mr. Mathias is also a holder of the Postgraduate Diploma in Legal Practice obtained from the Law School of Tanzania.

Mr. Mathias is a member of the Tanganyika Law Society and the East African Law Society. Currently, he is the Head of Department, the Department of Law. Previously, he served as the head of the integrity committee of the University.

His research interests include: Alternative Dispute Resolution; Constitutionalism and Constitutional Democracy; Co-operative Corporate Governance; Co-operative Policy and Legislations; Courts and the Administration of Justice; Labour and Employment Issues; Governance in Local Governments; Human Rights and Practices; Intellectual Property Rights; Media Rights in Africa; Microfinance Governance; Regional and Sub-Regional Economic Integrations in Africa

Mr. Mathias conducted research on the free movement of workers and the right to equal treatment in the EAC Common Market (2013). He has also presented papers including: The Co-operative Societies Act, 2013: Commission or Co-operative Movement Oriented? (2015) with Alphonce Mbuya; The Effect of Co-operative Structure on Co-operatives: An Experience from Tanzania (2013). His current publication is on the Free Movement of Workers and Non-Discrimination of Non-Nationals: The East African Community (EAC) and Tanzanian Standpoints. Published at the Tanzania Lawyer Journal, Vol. 1, Issue No. 1, of February 2015.

Mr. Mathias participated, as a Trainee, in the ILO Consultancy for the Draft of Co-operative Society Regulations for Zanzibar in 2011.

E-mail Address: mathias.nkuhi@mocu.ac.tz or mathias.nkuhi@yahoo.com