Mr. Japhet M. Mgema is a Lecturer, Researcher, and Consultant at MoCU under the Department of Banking, Accounting, and Finance. Involved in teaching undergraduate and postgraduate programmes. Mr. Japhet holds a MSc. in Finance and Investment from the Institute of Finance Management and a Bachelor of Co-operative Management and Accounting from the Sokoine University of Agriculture. He also works for the department of extension and outreach programs under the Institute of Continuing Co-operative Education (ICCE), serving as a Regional Programme Coordinator for Singida and Manyara Regions since December 2019 to date. Prior, served as a coordinator for the Professional Financial Cooperative Management Programme (PFCMP) since February 2018 to November 2019. As a devoted practicing-field academician, Mgema has published a number of scholarly articles on cooperative, community and business development and has been involved in carrying out a number of consultancy and advisory services to both national and international organizations.